What to Do After a South Carolina Car Accident
A practical scene checklist, emergency steps, and legal estimator.
🚨 Immediate Emergency Steps at the Scene
1. At the Scene Checklist
Call for emergency assistance when needed. Exchange identifying and insurance information, identify witnesses, and photograph the vehicles, roadway, traffic controls, debris, and visible injuries when safely possible.
2. Medical Attention
Do not ignore symptoms. Explain accurately how the collision occurred and preserve discharge instructions, bills, prescriptions, and appointment records.
3. Documents to Preserve
- Collision and incident reports (SCDPS / SC Highway Patrol FR-10)
- Photographs and video of all vehicles
- Insurance policies and correspondence
- Repair estimates and rental records
- Medical records and itemized hospital bills
- Lost-income and missed workday documentation
Interactive SC Claim & Lost Income Estimator
Input your estimated medical expenses and missed workdays to calculate potential claim totals.
South Carolina Lawsuit Filing Deadline Calculator
Under SC Code § 15-3-530, the general statute of limitations for personal injury claims is 3 years from the date of injury. Calculate your filing deadline below:
4. Frequently Asked Questions
What is an FR-10 form in South Carolina?
The FR-10 is an initial verification form handed to drivers by SC law enforcement at the scene. It must be completed and submitted to your auto insurer within 15 days to verify financial responsibility.
Should I give a recorded statement to the insurance adjuster?
You are not legally obligated to provide a recorded statement to the other driver's insurance adjuster without first consulting an attorney. Statements can be used to minimize liability.
How long do I have to file a personal injury claim in South Carolina?
In South Carolina, the statute of limitations for personal injury and property damage claims is generally 3 years from the date of the accident (SC Code § 15-3-530).
5. Before Signing or Recording
Read authorizations, releases, settlement documents, and recorded-statement requests carefully. A quick property or injury settlement can affect later rights.
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